Life Insurance & Financial Services
Our agency provides a full range of services and products in the life & financial services area.
Here is a partial listing of the products we provide.
- Individual Life Insurance
- Individual Disability Income Protection
- Individual Long Term Care
How much Life Insurance do you need?
We use a personalized approach to help you determine what needs are important to be met in the event of your untimely death. Factors like income replacement, debt, paying for children's college, social security are common variables we use to help determine your needs and priorities.
What Products Do We Use for Life Insurance?
We use a combination of products that best fit your needs for the amount of insurance you need that will fit within you budget. We do not favor any particular product, but we use the best product that fits your needs and budget.
Products we use: Annual Renewable Term Life, 5,10,20,25 year Level Term, Whole and Universal Life Insurance, Disability Income Protection, Long Term Care.
Do You Have enough Life Insurance?
Here are some facts you probably didn't know:
- Experts say today that 9 out of 10 people do not have enough life insurance to allow their families to continue living at the same standard should a premature death occur to the main breadwinner.
- Experts, including noted columnist Jane Byant Quinn, say in order to provide adequate protection, most of us need between 6 to 7 times our annual income.
- Most Group Insurance policies offered through work generally provide coverage of 1-3 times an employees salary.
- The cost of term life insurance has declined dramatically in the last 10 years
- By consolidating policies, most people can generally save money on life insurance.
Call us today at 655-9000 for a Free No Obligation personalized life insurance quote. If you would like to schedule a visit for a checkup on your life insurance please e-mail JoeB@winoooskiinsurance.com
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